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Apex offers Property & Casualty Package Programs for public entities and educational institutions. Utilizing “A” rated admitted carriers, Apex works with local, independent insurance agents to provide superior coverage at competitive pricing with full claims and loss control services.

Target Market:

  • Cities, Counties
  • Townships, Special Districts
  • K-12 Public Schools, K-12 Private Schools
  • Charter Schools
  • Community Colleges, Four Year Colleges & Universities

Coverage Includes:

  • General Liability
  • Property, Inland Marine, Equipment Breakdown
  • Auto Liability & Auto Physical Damage
  • Crime
  • Public Officials Liability / EPL
  • Law Enforcement Liability
  • School Board Liability / EPL
  • Excess Liability
  • Workers Compensation (Schools Only)

Service populations less than 100,000 for public entities and full time enrollment less than 10,000 students for educational institutions are eligible.

For a complete submission, provide the following:

  1. Public Entity or School application (will quote from other carrier new business apps but need ours to bind) Supplemental Apps may be requested
  2. Property (construction, occupancy, year built, sq. ft), Equipment and Auto schedules (VIN, class code or use)
  3. 5 years currently valued loss runs
  4. Current financial or budget
  5. Expiring premium to calculate loss ratio to determine credits
  6. Need by date and target premium and marketing situation

Accounts can be cleared with the name, address and effective date. Program or coverage may not be available in all states. Please contact Apex for more information and state eligibility.

For more information, please contact:

Robert N. Hughes, CSRM
Program Manager
hughes@apexinsurance.com