Public Officials Errors and Omissions
Our protection covers actions or decisions claimed to have caused financial losses, the violation of civil rights, as well as legal fees incurred in the defense of an official for an entity.
Decisions regarding employment practices, zoning, business and building permits, and a host of other everyday activities, all carry potential for lawsuits. Due to the increasing number of lawsuits with sizeable awards, you need the best protection available against financial loss. Our insurance plan is designed to protect the entity and officials from liability arising from the enactment and administration of public policy.
Leading Causes of Legal Action
- Employee Dismissal
- Discrimination
- Compliance with the Americans with Disabilities Act (ADA)
- Land Use
Coverage Highlights
- Full Prior Acts for Unknown Incidents
- Defense Costs Outside Policy Limits
- Three Year Tail Available
- Employment Related Claims
- $5 Million Limits Available
- Carrier with "A" Rating
- $100,000 for Non-Monetary Claims that Are Employment Related
- Back Wages Coverage Available
- Available in all states except; CT, ND, NH, RI and Puerto Rico.
For more information, please contact us at info@apexinsurance.com